If the friend is a homeowner, he or she may have homeowner’s insurance to handle the claim. Renters may have renters insurance for the same purpose. Even if there is no legal liability, such insurance policies often contain “medical payments ” insurance coverage which will pay, up to the coverage limits, medical bills incurred as a result of the accident, even if those bills are also paid by your own insurance company.
Remember, just because you are injured on someone else’s property, and just because that person may have liability insurance, it does not necessarily follow that you will receive compensation.